Allison-Brock, Inc. is proud to have served unions with disability benefit plans since 1987



How to Calculate STD Benefit
Monthly Premium

  • Premium Insurance Rates for STD Coverage are composite rates for the whole group covered under the Union STD Plan.  This allows everyone in the plan to pay the exact same Insurance Rate for coverage.

  • The STD Plan composite Rate is charged per each $10 of short-term disability benefit provided by contract.

  • An example of a calculation for the monthly premium of a flat weekly STD benefit of $315:

$315 STD weekly benefit divided by $10 of STD benefit = 31.50

31.50 x .98 composite rate of insurance = $30.87 monthly Premium.




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Allison-Brock, Inc.
P.O. 8727
Roanoke, VA 24014
1-877-347-7687 Toll-Free


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